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South Carolina Workers Compensation

In South Carolina, workers compensation insurance is required of all employers who regularly employ four or more people. The workers compensation benefits in the state include payments that cover a portion of the lost wages of an injured or ill worker, plus medical care, and death benefits to the dependents of a worker who is killed on the job. The South Carolina system also provides compensation for workers who suffer disfigurement or permanent disability.

South Carolina's Rules for Workers Compensation

The state agency that handles workers compensation claims is the South Carolina Workers Compensation Commission. An injured employee has 90 days to report the injury; there is a two-year deadline for filing a claim for benefits.

When a worker dies on the job or because of a work-related injury or illness, his or her dependents (or parents if there are no dependents) have two years to file a workers compensation claim for benefits.

If You Are Injured at Work

An employee who is injured while on the job should:

report the injury immediately and
request medical treatment

If the injury isn't reported within 90 days, the ability to get benefits may be lost. An employee in South Carolina can file a workers comp claim himself if the employer has not reported the injury or denies that the employee was injured.

Medical Treatment

According to South Carolina's Workers Compensation Act, an injured or sickened worker is entitled to all medical treatment that is likely to lessen the disability incurred, including:

surgery
hospitalization
medical supplies
prosthetic devices
prescription drugs

The employee must be treated by doctors chosen by the employer or its insurance representative.

Weekly Workers Compensation Benefits

In South Carolina, the maximum weekly workers compensation payment is 66.66 percent of the employee's average weekly wage, up to a maximum weekly payment of $681.36. There's a waiting period before the payments start — seven days. If the employee is out of work for more than 14 days, compensation will also be awarded for the first seven days.

Talk to a South Carolina Workers Compensation Attorney

If you've been hurt on the job or have developed an illness or condition that you suspect is due to your job (or if your family member has died from such a job-related situation), contact a South Carolina workers compensation lawyer for a free, no-commitment consultation, and learn more about your rights.

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