Unum Provident Insurance

Unum Provident, which is currently called Unum Group, is one of the leading providers of disability insurance (for employers and employees) in the U.S. Covering about 171,000 businesses in the U.S. and England, Unum Group holds policies for roughly 25 million individuals worldwide.

Unfortunately, however, over the past decade, the Unum Provident Corporation has been legally proven to have practiced bad faith, the act of breaching contracts with policyholders in an effort to deny their claims.

If you or a loved one has been victimized by Unum Group's bad faith practices:

You will likely be entitled to a settlement
You should consult with a professional attorney to find out if you have a viable legal case

Companies Owned by Unum Group

The Unum Group is a vast corporation that includes a number of subsidiary insurance carriers, including:

Accident Insurance Company (“Provident”)
First Unum Life Insurance Company
Provident Life
The Paul Revere Life Insurance Company (“Revere”)
Unum Life Insurance Company of America

Each of these companies has been reported to have practiced bad faith. In fact, as more and more policyholders reported Unum's bad faith practices, the Unum Group faced an increasing number of lawsuits and orders to pay settlements to victimized policyholders.

In 2005, the U.S. Department of Labor conducted an extensive investigation of the Unum Group and all of its subsidiaries in response to mounting lawsuits against the corporation. The culmination of this investigation resulted in Unum being ordered to:

Devise new claims practices that are both fair and objective
Reassess roughly 215,000 claims that had been denied in the past (as far back at 1997)
Pay a fine of $15 million

Bad Faith Practices of the Unum Provident Insurance Company

U.S. law dictates that insurance companies are required to treat their policyholders fairly and honor all policies (contracts) agreed upon with good faith. Some of the specific ways in which the Unum Group has been proven to act in bad faith to their policyholders include:

denying a policyholder's disability and/or legitimate claims (especially high-cost claims)
misusing policyholders' medical records
retroactively changing policies
using the wrong legal definitions for “disability” to deny claims

Unum Provident Lawsuits

Those who have endured Unum Group's bad faith practices should schedule a consultation with an experienced personal injury lawyer to:

Learn more about their legal rights
Find out if they are eligible for a settlement
Learn more about the process associated with pursuing a bad faith claim
Get expert advice regarding the most appropriate manner in which to pursue their claim

Unum Provident lawsuits can help injured parties recover compensation for their medical bills, disability claims and pain and suffering. For more information about your legal rights, contact our Unum Lawyer today. An experienced attorney will evaluate the details of your claim and help you recover compensation for your damages.

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Unum Provident Insurance

Companies Owned by Unum Group

Bad Faith Practices of the Unum Provident Insurance Company

Unum Provident Lawsuits

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