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Unum health insurance offers short-term and long-term disability benefits to employers and employees in the event of a critical illness or injury that impairs their ability to earn a living or function normally. Formerly known as Unum Provident, the Unum Group also offers life and accident insurance via its subsidiaries, which include:
Unum Group has been charged with acting in bad faith towards its policyholders. Insurance bad faith involves breaching a contract with a policyholder in order to deny his disability claim.
As such reports mounted against the Unum Group, in 2005, the U.S. Department of Labor ordered the Unum Group and its subsidiaries to revise its claims practices and re-evaluate over 200,000 previously denied claims dating back to 1997. Additionally, Unum was required to pay a fine of $15 million in restitution fees.
Reports of Unum's bad faith include the following practices:
If you or a loved one has been treated in bad faith by the Unum Group, it's essential that you consult with an esteemed Unum attorney who will:
To encourage families who have been wronged by Unum or another insurance provider, our group of experienced bad faith lawyers will delay payment for their services until you recover your case.
If you’ve been denied payment of health insurance, or have been the victim of another form of bad faith, we can help you. Contact our Unum lawyer today and an experienced attorney will contact you to schedule a FREE, no obligation assessment of your case.
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