Unum Benefits

Unum benefits refer to the short or long-term disability payments the Unum Group Insurance Corporation pays out to its insured claimants. Previously called Unum Provident, the Unum Group is a vast corporation that includes a number of subsidiaries, including (not limited to) Provident Life and the Unum Life Insurance Company of America.

According to Unum, the company has been ranked the number one provider of group and individual disability coverage for over 30 consecutive years.

Unum Illegally Denied Employee Benefits

In 2005, however, the Department of Labor (DOL) ordered the Unum Group to significantly revise its claim procedures when a thorough investigation found that this insurance corporation had been regularly:

altering policies retroactively
committing fraud in an effort to minimize their social security disability payments
misusing policyholders' medical records
using incorrect legal definitions of “disability” to deny claims (especially those that were high-cost)

Additionally, the DOL ordered Unum to review about 215,000 claims it had denied since 1997.

Although such mandates have led Unum to improve its practices the insurance group has already wronged many policyholders. These individuals have a viable personal injury case and should consult with a professional attorney to learn more about their legal rights and get help pursuing a legal claim.

To date, juries have awarded hundreds of millions of dollars to victims of Unum's fraud and bad faith. Among the largest settlements Unum has paid was $31.7 million to a surgeon in California.

Unum Benefits Center

Unum centers are located throughout the U.S. and the U.K.. Offices include:

Chattanooga, TN
Colombia, SC
Glendale, CA
Portland, ME
Worcester, MA
Surrey, England

Claims can be filed online or at of the locations listed above. Once the claim has been filed, claimants can check the status of their claim online (using their claim number) or over the phone.

Unum Voluntary Benefits

Voluntary benefits refer to policies in which employees can pick the types of coverage they want and, as a result, the amount of money they contribute on a weekly basis.

Whereas non-voluntary benefits provide comprehensive coverage and deduct a fixed amount from employees’ paychecks, voluntary benefits allow employees to choose from:

dental insurance
disability insurance
life insurance
supplemental health insurance

In most cases, small businesses or companies looking to cut costs can benefit from offering voluntary benefits.

Are you or a loved one having problems with your Unum insurance policy? If so, contact our insurance bad faith lawyers today.

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Unum Benefits

Unum Illegally Denied Employee Benefits

Unum Benefits Center

Unum Voluntary Benefits

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