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Jones Act insurance coverage is a form of marine insurance obtained by the owner(s) or operators of a vessel. The insurance premiums are paid by the owner into a fund used to pay out benefits to injured maritime workers who have a Jones Act claim.
As a field of maritime law, the Jones Act has many definitions and limitations regarding how and when Jones Act insurance benefits will be awarded to an injured individual. Not all individuals involved in the maritime industry are covered for Jones Act benefits. The individuals who are generally eligible are workers who incur injuries while working aboard or contributing to the voyage of a vessel on navigable waters, such as:
However, the particular vessel involved in an individual's injury is also a crucial aspect of a Jones Act lawsuit. This legislation specifies that "Jones Act vessels" are "structures designed for and being used for the transportation of passengers, cargo or equipment across navigable waters." This includes:
When an employer or owner has Jones Act insurance, the insurance coverage can provide benefits such as:
If you have suffered an injury during your work for or on a Jones Act vessel, find out more about Jones Act insurance benefits. Contact us to schedule a no-fee, no-commitment consultation with a law firm near you that represents injured maritime workers. Your circumstances will be assessed by a Jones Act lawyer, and your legal options will be explained to you.
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