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Federal Employers Liability Act (FELA) insurance provides monetary benefits to railroad workers who are severely injured while working and who:
Families of railroad employees killed on-the-job will also be entitled to seek compensation via FELA insurance.
FELA insurance is generally a factor following injuries sustained as the result of:
An endorsement is a written document that alters the coverage of an insurance policy by adding coverage for specific incidents or injuries. While FELA endorsements can be added when an insurance policy is started, they may also be added throughout the term of the policy (or the duration of an employee's service to a railroad company).
Examples of FELA endorsements may include (but aren't limited to) coverage for:
FELA endorsements may also be referred to as Riders, addendums and/or attachments.
FELA can provide vital compensation for railroad employees who sustain:
In the first three months of 2009, about 1,600 individuals were injured and 150 were killed as a result of serious railroad accidents. Over the course of 2008, over 11,100 railroad accidents occurred.
Workers' compensation laws are distinct from FELA laws and:
It's important that injured railroad workers learn about their FELA granted legal rights before filing any workers' compensation claims, as seeking workers' compensation settlements can preclude individuals from being able to pursue a settlement.
For more information about FELA insurance, contact us today.
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