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Bad faith insurance cases often require a good deal of investigation by an attorney, and the cases nearly always require perseverance on the part of the plaintiff's attorney. This is because the insurance company that engaged in one or more bad faith insurance practices would prefer not to pay the plaintiff's damages, and insurance company usually continues to maintain its innocence when contacted by a law firm.
Some researchers maintain that insurance bad faith in the U.S. is rampant and actually more common than ever, as the executive-level officers of insurance companies strive to "strengthen their bottom line," taking the interests of the companies' shareholders as more important than the rights of the individuals and families to whom they've sold insurance policies. Some of the insurance company’s CEOs are even admitting to this upside-down view of the purpose of insurance. For example, Thomas Wilson, the CEO of Allstate (one of the best known but most complained about insurance companies in the U.S.) stated publicly that "[Allstate's] obligation is to earn a return for our shareholders."
Examples of insurance bad faith cases are easy to find; there are hundreds of examples of a very wide variety of bad-faith insurance practices. A few of the major categories of insurance bad faith cases involve circumstance in which the insurer — whether providing auto, health, life, disability, long-term care, homeowners or other insurance:
If you suspect or know that you have a case involving one or more bad faith practices by an insurance company with whom you have a policy, you can arrange a free, no-commitment consultation with an attorney that handles this type of case on behalf of policyholders. For more information or to speak with bad faith lawyers in your area, contact us today.
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